Financing Options

IVF Financing Program

Reproductive Medicine Institute understands that fertility treatment requires not only physical and mental commitment but financial commitment as well. We also recognize that reimbursement for your fertility treatment may take many forms and become a complex process itself. Our staff is committed to helping you understand your financial responsibility and to optimizing your insurance coverage and/or reimbursement options. We proudly offer IVF financing solutions for our Chicago-area patients.

With many IVF financing options available at RMI serving the Chicago area, our team strives to help every patient manage the financial stress of their fertility care. After speaking with your insurance provider, why not give us a call; chances are we can help. Please contact Reproductive Medicine Institute today to schedule a personal consultation to discuss IVF financing.

We know that finance and insurance play a big role in both the access to and the pursuit of care and, we are pleased to accept most major insurances including:

Lending Companies

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Through our partnership with CapexMD, we are able to offer customized loan programs with highly competitive rates that include a variety of loan types. Their simple loan process makes the experience of fertility financing relatively stress-free.

Their loan programs cover all fertility treatment options — including fertility medications and genetic testing if necessary — so you can be sure that none of your expenses are left uncovered.

Once approved, our financial counselors will work closely with their Fertility Loan Specialists to ensure that your funds are secured on time and your treatment is not delayed.

Together with CapexMD we can make sure financial issues do not get in the way of your dream of having a baby.

Some of CapexMD’s many advantages include:

  • Specialist in Fertility Financing
  • Highly Competitive Rates
  • Approval within 24 Hours
  • Highest Confidentiality
  • No Prepayment Penalties
  • Personal Attention
  • Easy and Secure Online Application
  • Flexible Terms
  • No Annual Fees
  • Retain Your Existing Credit Sources

Click Here to apply online and receive your approval within 24 hours. Learn more about CapexMD by visiting their website or by calling 1-888-497-8414.

RMI is partnered with EggFund. Started by an infertility survivor, EggFund helps the 1 in 8 Americans with infertility afford their dream of having a family.

As a network of national fertility lenders, EggFund can give you more choices, so you can find the best loan for you—all in one place.

Loans can cover all aspects of the treatment process including, testing, and medication, agency, attorney and storage fees.

Loan features:
• Loan amounts up to $150,000
• Minimum FICO score of 600
• Choose any provider: clinic, pharmacy or agency
• APRs from 3.84% - 35.99%*
• Quick and simple one single page application.
• Less than 60 seconds to see if you are pre-approved
• No impact to your credit score for seeing your options
• No Fee from EggFund (lender may charge a fee depending on lender’s policy)

To learn more visit

RMI will also work with Lending Club Patient Solutions to provide financing for your treatment. Visit to learn more.

Employee Benefits


WINFertility is the only Infertility Management Services Company that contracts directly with drug manufacturers, specialty pharmacies, genetic testing labs and fellowship-trained Fertility Specialists on a large scale that covers thousands of patients annually.

Now available through Reproductive Medicine Institute, we are able to pass along the volume discount savings directly to patients in the form of single, discounted packages we call ‘bundles’. Even if patients require more than one cycle, our WINFertility Treatment Program bundles are usually less expensive and definitely more convenient!

High-quality infertility care at the most competitive cost including:

  • Savings of up to 40% on Treatment, Genetics Testing and Medication Bundles
  • No age or clinical criteria required to participate
  • 24/7 Access to Nurse Care Managers
  • Financing Options to Pay Over Time

To enroll in the WINFertility Program or learn more, call toll free (855) 705-4483 or visit


Check with your company to see if they are paired with Progyny for additional infertility coverage. Visit to learn more.

Grant Programs


The Coalition for Family Building is a non-profit, all-volunteer organization and donations directly support providing patient education and grants to those struggling with infertility. Click here to learn more information or to apply for a grant.

Self-Pay Programs

RMI is devoted to helping patients achieve pregnancy. If your insurance carrier does not cover your fertility care, please contact RMI today to discuss affordable self-pay options.

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