In 2021, Illinois based insurance companies expanded their infertility treatment coverage to be inclusive of the LGBTQ+ community. Under the rewritten insurance coverage mandates, same sex couples and single women over the age of 35 are now eligible for infertility treatment coverage.
Prior to 2021, same sex couples and single women over the age of 35, had to meet specific criteria before their insurance companies would begin to cover treatment for infertility. Reproductive Endocrinologists would need to provide proof to insurance companies that patients had completed 6 to 12 Intrauterine Inseminations (IUIs) prior to their infertility benefits becoming effective, regardless of the patients’ medical history. This practice often delayed treatment for patients and cost them thousands of dollars of out-of-pocket expenses, before being able to utilize their insurance benefits.
With the new requirements, doctors are now able to consider the patient’s medical history and coordinate the best course of treatment for them. Insurance benefits that were previously delayed are now able to be utilized right away.
If you have been considering starting a family and are unsure of your fertility coverage benefits, call Reproductive Medicine Institute today to speak with a patient care coordinator. Our team will work directly with you and your insurance company to provide personalized care that works for your family.