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Fertility Financials

Industry costs & Insurance

While our physicians and nurses focus on your clinical heath, our financial team can help you understand your insurance benefits and out of pocket expenses. At RMI, we are always more than happy to help you navigate your insurance benefits or give you more details regarding affordable self-pay plans. Contact one of our RMI team members today to learn more detailed information.

Accepted Insurance Plans

In order to provide our patients with the highest quality care at an affordable price, we are contracted with several different health plans. If you are a member of an insurer that we work with, we will bill your health plan directly. For more detailed information regarding your infertility coverage, contact a team member of RMI.

  • AETNA
  • Blue Cross/Blue Shield HMO-Illinois
  • Blue Cross/Blue Shield PPO
  • Blue Cross/Blue Shield Advantage HMO
  • Blue Cross/Blue Shield Precision HMO
  • CIGNA
  • ENH/Humana Staff Model HMO
  • Humana
  • First Health
  • Harken
  • Illinois Health Partners Group
  • North Shore University Healthcare System
  • PHCS
  • Preferred Plan PPO
  • Progyny Network Partner 
  • Great West 
  • Unicare PPO
  • United Health Care

Employer Benefits (WIN (direct to consumer), Progyny)

RMI works with several different networks to provide you with the most affordable care during your fertility treatment.


For those who do not have insurance coverage, WIN Fertility can allow for you bundle infertility packages for treatment and medications at an affordable rate. Visit https://www.winfertility.com/ to learn more.


Check with your company to see if they are paired with Progyny for additional infertility coverage. Visit https://progyny.com/ to learn more.


RMI will also work with Lending Club Patient Solutions to provide financing for your treatment. Visit https://www.lendingclub.com/patientsolutions/ to learn more


EggFund works with vetted financial partners who offer more affordable loans for IVF, egg freezing, adoption, surrogacy. Loans can cover all aspects of the process, including medical treatment, testing, and medication; agency, attorney and storage fees. Visit https://www.myeggfund.com/fertility-loans to learn more.

Self-Pay Programs

RMI is devoted to helping patients achieve pregnancy. If your insurance carrier does not cover your fertility care, please contact RMI today to discuss affordable self-pay options.