Call 888.331.3336
Patient Services
We Can Help Ease the Financial Burden
Financing at Reproductive Medicine Institute in the Chicago area
Reproductive Medicine Institute understands that fertility treatment requires not only physical and mental commitment, but financial commitment as well. We also recognize that reimbursement for your fertility treatment may take many forms and become a complex process itself. Our staff is committed to helping you understand your financial responsibility and optimize your insurance coverage and/or reimbursement options. We proudly offer IVF financing solutions for our Chicago-area patients.
Insurers We Work With
Currently, we are contracted providers for several health plans. This means that we have made special reimbursement arrangements with these health plans in order to provide fertility treatments to our patients. If you are a member of a contracted health plan, we will bill your health plan directly for your services. Each health plan requests different information of us as providers, and you as a member, of the plan. In addition, your particular group plan may define your benefits and the information needed very specifically. We must comply with all of the plan’s requests in order to secure your reimbursement.
The following is a current list of the health plans that contract with RMI for IVF financing:
- AETNA
- BlueCross/BlueShield HMO-Illinois
- BlueCross/BlueShield PPO
- BlueCross/BlueShield Blue Advantage
- BlueCross/BlueShield Blue Choice
- CIGNA
- ElmCare
- ENH/Humana Staff Model HMO
- ENH/gynecological surgery
- Humana
- First Health
- PHCS
- Preferred Plan PPO
- Great West
- Unicare PPO
- United Health Care
Even if we are not contracted providers with your health plan, or you already know that you have limited or no health benefits, we can help you determine your financial responsibility. With several IVF financing options available, we are able to help many patients conceive without going into unmanageable debt. Working with our staff, many patients who are designated “out-of-network” or “self-pay” reach informed, satisfactory payment arrangements with our centers.
Payment for Services
Please remember that, while payment for services at our Institute is your primary responsibility (see Patient Responsibility Acknowledgement ), we consider this a team effort. We ask that you help us help you maximize coverage for fertility treatment by sharing information with us.
- Explore and understand your current health plan coverage for fertility treatment. Getting to know your health plan representatives and your specific member benefits lets you make informed choices about treatment and your ability to pay for services.
- Check to see whether your health plan requires a referral in order to be treated at our centers. We will be happy to contact primary care providers to assist with this process and any renewals necessary.
- Keep us informed of changes in your health plan. Whether you switch plans entirely, exhaust benefits, change primary care providers, or add additional carriers – please let us know. We can help your understand these changes and how they may affect your reimbursement.
Learn More about IVF Financing
With many IVF financing options available at RMI serving the Chicago area, our team strives to help every patient meet the financial stress of their fertility care. After speaking with your insurance provider, why not give us a call; chances are we can help. Please contact Reproductive Medicine Institute today to schedule a personal consultation to discuss IVF financing.
Additional options
Team RMI has partnered with WINFertility Quality Discount Treatment Program for patients who have no infertility insurance coverage or who have exhausted their benefits and seek an efficient, economical way to obtain and pay for advanced fertility treatment.
The WINFertility Program includes both advanced medical treatment and fertility medications in a single, discounted ‘bundled’ price for each cycle.
Click on the link below for additional information!
